The result of
these errors and omissions was that thirty-five percent of the population
was without any health insurance coverage, and sixty to seventy million
people nationwide were without adequate access to high-quality medical
care.
Reform of the
medical care system was an important issue in the 1992 election campaign.
Numerous plans were supported by the candidates and discussed in congressional
committees. The American College of Physicians, the largest medical
organization in the United States after the AMA, supported the concept
that adequate medical care is a right, not a privilege, and that universal
access can be achieved only through system-wide reform. It suggested
four principles: (1) assuring access to care; (2) assuring high-quality,
comprehensive coverage; (3) promoting innovation and excellence; and
(4) controlling costs by a combination of employee-sponsored and publicly
sponsored insurance covering the entire population. To bring these changes
about, private insurance companies would need to provide benefits identical
to those in publicly sponsored plans. All patients would be eligible
regardless of prior existing conditions; coverage could not be canceled
and could be transferred to other employment.
It was considered
imperative by policy makers and practitioners that national health care
spending be capped at the 1992 level of $800 billion. The savings gained
by eliminating inflated administrative costs, needless duplication of
facilities, overpriced care, and unnecessary malpractice suits would
provide for complete coverage of the entire population.