Family Health 
          Plan (FHP), the first and largest Utah HMO, began operations in Utah 
          in 1976 and by 1992 cared for 140,000 patients annually. HMOs are attractive 
          to the employer who pays much of the cost of employees' health insurance 
          because of their generally lower rates and broader coverage. The patient 
          chooses a primary-care physician--internist, family practitioner, or 
          pediatrician. These doctors see the patients first and decide on procedures 
          and, if necessary, refer them to specialists. Another physician is frequently 
          substituted, particularly when a patient is hospitalized, since the 
          physician is obligated to work only 40 to 44 hours per week. Physicians 
          are on salary but are rewarded for keeping costs down. The average age 
          of patients covered by HMOs is significantly lower than that of the 
          population at large.
                    Some Outstanding 
                      Research Accomplishments Utah physicians and medical researchers have 
                      made many important contributions, locally, nationally, and internationally. 
                      A few significant landmarks are mentioned here.
                    In 1900 the major 
                      causes of death were infectious diseases such as pneumonia, tuberculosis, 
                      and the childhood diseases. By mid-century heart disease, stroke, and 
                      cancer had climbed to the top of the list, with infectious diseases 
                      at the bottom. Technological advances in public health (such as water- 
                      and sewage-treatment plants) played a major role in nearly eliminating 
                      intestinal infections in the United States, and vaccination accomplished 
                      wonders in reducing childhood diseases. Simultaneously, however, increased 
                      tobacco and alcohol use, and other lifestyle changes, as well as rapidly 
                      increasing pollution by chemicals and radiation, contributed to the 
                      increase in cancer and heart disease.
                    In the 1940s 
                      and 1950s, a concerted effort by several cooperating departments of 
                      the University of Utah Medical Center, under the leadership of Dr. Leo 
                      Samuels, resulted in significant new knowledge concerning the chemistry 
                      and physiology of the adrenal glands.