Albert Smith was born in Salt Lake City on 4 April 1870, the son of
John Henry Smith and Sarah Farr Smith. His father served as an LDS apostle
from 1880 to 1911, and his grandfather, for whom he was named, was also
an LDS apostle, from 1839 to 1875, as well as first counselor to Mormon
Church President Brigham Young.
Albert attended Brigham Young Academy and the University of Deseret,
was a sergeant in the Utah National Guard, worked for ZCMI as a salesman,
and was a surveyor for the Denver and Rio Grande Western Railroad. While
working in the latter capacity, he suffered a permanent injury to his
eyesight. He married Lucy Emily Woodruff in 1892; she bore him three
Active in the LDS Church, Smith was an officer of the Young Men's Mutual
Improvement Association for most of his life and served three proselyting
missions. He supported William McKinley for president in 1896 and was
named by him to be receiver of public moneys and special disbursing
agent for the U.S. Land Office in Utah.